Mortgage refi - unbelievable experience, opinions please!

[Mom to a Princess and a Prince]

Just an FYI - we just did a refi with our local bank. It was absolutely no cost to us - bank even ordered an appraisal and they paid for it! There were NO hidden fees at all. The interest rate went down just over a point and it is saving us over $300 per month, plus we took some cash out for some improvements we want to do. Don't give up on the refi - just give up on that lender!

[TheVBs]

Thank you! I figured if one bank was making this offer, others would be too. Fingers crossed we'll have another option soon!

I did get another call from the executive offices assuring me they were following up on this. Nice, but didn't really help make things right. Anyway! Again, hopefully something better will come along.